Capxul · The work queue · 24 August 2026

The capabilities

The foundation is finished. These are the things we add on top of it, each one a complete thing a person can do. They are grouped by what a customer is trying to achieve, because that is what explains the order.

How to read this

The useful question is not how long something takes. It is how much of it already exists underneath. Almost everything here is already built below the surface.

Just needs wiring

The engine works and the screen exists. The two are not connected. This is most of the queue.

Needs a surface

The engine works and nothing exposes it. Somebody has to build the way a person reaches it.

Needs building underneath

The capability itself does not exist yet. The smallest group, and none of it is in the core.

The order, and why

Two pieces start immediately because nothing blocks them. Everything else follows. An arrow means “needs this first”.

How money is shown starts now Payments and history Contacts What you may do starts now Sending money Payroll also needs “what you may do” Invoices Your invoice inbox

Most of these take a couple of days each. They run side by side wherever the arrows allow, so the queue is shorter than the list looks.

A person joins

Signing up, getting an account, and reaching a dashboard that is honest about what you can do.

Already done

Identity and account setup

Sign up, verify, and get a working account with a wallet behind it, without ever touching crypto.

Today
Working, and proven end to end this week.
Starts now

What you are allowed to do

Just needs wiring

The system gives a straight answer about your permissions instead of guessing them.

Today
The permission engine underneath is built and enforcing. The app just is not asking it — it works out what you may do by reading the text of your job title. That guess is wrong often enough to have killed three screens.
Lights up
The organisation dashboard, payroll, invoice approval, the team screen.
Unblocks
Sending money, payroll, invoices.

A person sees and receives their money

Understanding what you hold, what arrived, and who sent it.

Starts now

How money is shown

Just needs wiring

One consistent way to display an amount, what state a payment is in, and which network it sits on.

Today
Every screen formats money its own way. Several cells read “unavailable” because a number arrived in a shape they did not expect.
Lights up
Every screen with money on it, which is most of them.
Unblocks
Payments and history, and everything after it.

Payments and history

Just needs wiring

See every payment in and out, filter it, open one, and download a receipt.

Today
The tables load but cannot say who paid whom or which way the money went — the record underneath holds all of it, the screen just is not reading it. Clicking a row does nothing. The receipt link needs restoring.
Lights up
Personal dashboard, personal payments, organisation transactions.

Contacts

Just needs wiring

Keep the people you pay, and pay them again without retyping anything.

Today
The address book is built and no screen uses it. One fix needed underneath: a contact's identity currently changes the moment that person signs up, which has to settle before anything can rely on it.
Lights up
Contacts on the personal dashboard, the team screen, the recipient picker when sending.

An organisation pays its people

One person, or the whole team, on demand or on a schedule.

Sending money

Just needs wiring

Pay another Capxul user from your dashboard, personally or as an organisation.

Today
The organisation path works — it made this week's real payment. The personal Transfer buttons are disabled and connect to nothing, even though everything behind them is ready.
Lights up
Quick Pay on the organisation dashboard, the Transfer buttons on the personal one.

Payroll

Just needs wiring

Pay the whole team at once, from a saved list, with payslips and a record of every run.

Today
The screen cannot be reached. The “pay now” button already calls the real payment underneath, but it would pay the team twice if anyone pressed retry. Saved groups live in one person's browser, so a colleague cannot see them.
Lights up
The payroll screen, and the upcoming-payroll panel on the organisation dashboard.
Next

Delegating spending authority

Needs a surface

Give somebody — a person or an agent — permission to spend on your behalf, safely and within limits you set.

Today
This is built and there is no way to reach it. The machinery for delegating authority safely, including to an agent, is largely done and enforcing. What does not exist is any screen where a person sets it up. The work is building the face, not the function.
Why it matters
It is the piece that lets an agent act with money under real limits rather than being trusted.
Next

Scheduled and streaming pay

Needs building underneath

Pay on a future date, or stream a salary continuously and let someone claim it as it builds up.

Today
A personal account can already schedule and claim. An organisation cannot — that side has to be built. The payroll screen shows schedule and stream forms that check your input and then throw it away.

An organisation bills a client and gets paid

The heaviest piece in the queue, because part of it does not exist yet.

Invoices

Needs building underneath

Send an invoice, and let a client pay it — including a client with no Capxul account.

Today
Creating and sending an invoice works. Approving one creates a draft and then nothing sends it, so an invoice can never actually be paid. The page a client would pay from does not exist.
Lights up
The invoice screen, the approval queue on the organisation dashboard, and a new public page a client can pay from.
Note
The heaviest of the eight. Recognising an incoming payment from an outside client depends on the part of the system we are rebuilding.

Your invoice inbox

Needs a surface

See an invoice somebody sent you, and pay or decline it.

Today
Everything underneath is built and waiting. The screen simply does not exist, so invoices sent to a personal account arrive where nobody can look.
Lights up
A new personal invoice screen, and the “Invoice” item marked “soon” in the sidebar.

Money moves in and out of Capxul

Funding an account, and taking money back out.

Next

Receiving and wallet addresses

Just needs wiring

Set the addresses where money reaches you, and change one safely.

Today
Mostly working. Editing an address deletes and recreates it, which can lose it if something fails halfway.
Next

Organisation treasury

Just needs wiring

See what the organisation holds, and move money between its own accounts.

Today
Balances and funding work. Moving money internally is not exposed for organisations.
Next

Managing your team

Just needs wiring

Remove somebody, resend an invitation, change what a person may do.

Today
Inviting works. Remove and resend are visibly disabled. Roles are read-only.
Next

Taking money out

Needs building underneath

Move money out of Capxul — first to a crypto wallet, later to a bank or mobile money.

Today
There is no way to do it. The buttons exist and refuse. The part that decides how money should travel is built; what is missing is the connections at the far end.
Note
Cash-out to a bank or mobile money is parked separately — it needs a decision about who holds a customer's bank details.

What is genuinely not built yet

Worth being precise, because it is a short list and none of it is in the core.

Taking money out to a bank

The connections to banks and mobile-money providers. The part that routes money to them exists; the far-end connections do not.

Moving between chains

Same picture. The routing is built, the connections are not.

Scheduled pay for organisations

Personal accounts can already do it. The organisation side needs building.

Recognising money from outside

This exists and works, but in the wrong shape, so it is being rebuilt rather than extended. It does not affect payments between Capxul accounts.

Parked on purpose

Understood, written down, and deliberately not being worked on. Parked is not cancelled — each has a reason it is waiting.

Bank and mobile-money cash-out

Needs a decision about who holds a customer's bank details. Not being made while the core is still settling.

Prices and local currency

Showing value in your own currency, and price movement. The largest parked demand.

Spending overview

Where an organisation's money goes, by category, over a period.

Notifications

Real counts and alerts. The badges on screen today are fixed numbers.

Budgets

A dedicated surface for spending limits, beyond what permissions already carry.

Reports

Marked “coming soon” in the product direction itself.

Cards

Also marked “coming soon”.

Public profile page

A shareable page at your handle that anyone can pay you from.